Mortgage Manor
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Mortgage and Refinanace Programs

Flex Loan

How would you like to pay off $24,000 in credit card debt without increasing your current monthly expenses?

How It Works

At Mortgage Manor, we achieve this by reducing your monthly mortgage payment resulting in more control over your monthly cash flow. The Flex loan program has a minimum monthly payment and three types of payments to choose from. It works very much like a credit card.

The minimum payment with a Flex loan is based on a 1.95% interest rate, or you can choose a payment based on interest only, a payment based on a 30 year program, or a payment based on a 15 year program. An example of a monthly statement is available. Contact us for more information by calling the toll free number below. Be sure to mention that you would like to see if you qualify for a Flex loan.

The minimum payment changes each year for the first three years by a maximum of 7.5%. For example, if your monthly payment is $1,000.00 to start, the following year it will be a maximum of $1,075. The yearly change takes place until the minimum payment equates to an interest rate of 5.79%.

We have saved homeowners a significant amount of money with the Flex loan program. If you qualify, we can achieve the same results for you. There is no obligation to pre-qualify.

 
Payment and Savings
Loan Amount
1.95% Payment
Interest Only
Normal MTG. @ 6.5%
Yearly Savings @ 1.95%
5 Year Savings
100,000
367.12
416
632
3,060
12,000
150,000
550.69
625
948
4,776
19,000
200,000
734.25
770
1,264
6,360
25,000
300,000
1,101,37
1,250
1,896
9,540
38,000
400,000
1,468.50
1,666
2,528
12,720
50,000
500,000
1,835.62
2,094
3,160
15,900
63,000

Call us today to consult with a mortgage specialist.

1-800-401-6463

or apply online